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    Wellness

    Why Gen Z attitudes toward retirement might surprise you

    For the most part, Gen Z — born in the late 1990s or later — never knew a world without the internet. Neither are they old enough to remember the attacks on 9/11. These young digital natives watched as their parents navigated the Great Recession, as their nation elected the first Black president, and as the globe embraced social media.

    Now, many Gen Zers are in their mid 20s and among the youngest in today’s workforce. Retirement is a long way off, but that doesn’t mean they’re pushing off planning for it.

    November 16, 2022 | 3 min read

    Wellness

    Mind over matter: How the right mindset can help fuel growth

    It’s been said that if you believe in yourself, anything is possible. Such statements have drawn ridicule from some who suggest that belief will get you nowhere without action. To achieve business growth in the financial services sector, professionals generally feel the need to form their beliefs on data, research, product knowledge and other information to develop successful strategies.

    November 09, 2022 | 3 min read

    Wellness

    Dispel Millennial myths to better serve younger plan participants

    Perhaps no generation has felt the brunt of stereotypes heaped upon them more than Millennials: they’re disengaged, overly sensitive to feedback, unmotivated and…you get the idea. According to recent data, however, these assumptions don’t reflect reality.

    Myths abound about Millennial savings habits and attitudes toward retirement, too. For plan sponsors and financial professionals, it’s important to dispel these myths to better serve Millennial needs.

    October 26, 2022 | 3 min read

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    Wellness

    Help employees navigate their transition into retirement

    There are some who depict retirement as a panacea to the stresses and challenges of everyday life — a carefree time free of the mundane routines of working and yet packed with opportunities to finally pursue travel or other pastimes.

    The reality for many, however, comes with mixed emotions and lots of questions… Will I be lonely? Will I develop health problems? Will I have enough money to last a lifetime?

    October 19, 2022 | 3 min read

    WellnessInvestments

    Women’s planning & investment needs change over time. Here’s how to help meet their goals

    We previously covered a few of the ways women often approach investing differently from their male counterparts. Now, we’re not making claims about “the female investor,” or suggesting innate differences between men and women that cause these divergences —rather, many women’s life circumstances may engender greater risk aversion.

    Lower overall earnings, more time spent out of the workforce to care for family members and longer life expectancies may all add up to amplify the sense of risk to women’s retirement savings. That can lead to much more conservative investing and, potentially, missed opportunities.

    October 12, 2022 | 4 min read

    Wellness

    Raise awareness during October’s National Retirement Security Month

    Financial wellness in retirement isn’t a sure thing, but employers and financial planners are making strides in helping to provide a more secure future through access to retirement plans. Congress backs up these initiatives and supports the goals of National Retirement Security Month held each October.1 

    The goals are simple. National Retirement Security Month aims to raise awareness of various retirement vehicles, many of which come with numerous tax benefits. Increasing financial literacy and informing individuals on how they may achieve and maintain retirement security throughout their lives is another purpose of the month-long observance.1

    October 05, 2022 | 3 min read

    WellnessInvestments

    Women & investing: Key considerations for plan sponsors & advisors

    Plan advisors and sponsors have a unique opportunity to support the women participating in employer-sponsored retirement plans — and that’s important because it’s long been recognized that men and women tend to approach investing quite differently.

    September 21, 2022 | 4 min read

    Wellness

    Leverage educational tools for national 401(k) Day

    It might not garner the same enthusiasm as Christmas, Halloween or other holidays on the calendar, but the observance of national 401(k) Day® should be cause for celebration. Granted there are no cookies, candy or costumes, but financial professionals and plan sponsors can use the opportunity to increase awareness about the importance of planning for retirement.

    September 09, 2022 | 3 min read

    Wellness

    Inclusive leadership: four best practices

    Inclusion is a topic of much conversation in leadership circles today — and rightly so. At the same time, it’s important to decipher the signal through the noise. Inclusivity, along with values like diversity and equity, is developed and sustained through the intentional deployment of best practices. 

    What follows is a collection of a few such practices that are useful not only for financial services leaders, but also those business leaders we serve, including advisors and plan sponsors.

    August 24, 2022 | 4 min read

    Wellness

    Helping young adults rebalance work, life and retirement goals

    Today’s young adults, including the youngest millennials and older members of Generation Z, are experiencing a first working decade that’s very different from those of generations before them. Among the differences: high levels of educational attainment, significant student debt, a greater proportion of gig work, fluid expectations for their career paths, effects of a global pandemic and a practically unfathomable retirement target date.

    July 20, 2022 | 3 min read