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    WellnessPlan design

    10 excellent reasons to offer stress testing for retirement plans

    Stress testing can be a powerful tool for financial professionals to personalize their approach to retirement plan service. But retirement plan professionals are far from alone in benefiting from stress testing.

    January 31, 2024 | 4 min read

    Retirement readinessPlan design

    Five retiree types: how plan design can help influence retirement security

    The transition from working to retirement impacts just about every facet of a person’s life — yes, even taxes. So, as plan participants prepare to embark on their post-career lives, it’s reasonable to expect them to have new questions about tax implications of retirement account withdrawals.

    After a lifetime spent saving, investing, and diversification, with retirement, the participant’s goal may not have changed, but their strategy will. They most likely still aim to achieve a financially secure retirement; but now, they face the challenge of transforming savings and investments into an income stream.

    January 24, 2024 | 4 min read

    PolicyFinancial literacyPlan design

    Ideas to educate your employees during annual benefits enrollment

    Leaves are falling. There’s a chill in the air. It can only mean one thing: Annual benefits enrollments are right around the corner!

    October 04, 2023 | 3 min read

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    InvestmentsRetirement readinessPlan design

    How defined benefit plans supercharge the powers of retirement benefit offerings

    High-income owners of small and mid-sized businesses often face challenges maximizing their own retirement plan contributions while also affordably covering contributions to employee retirement benefits.

    August 16, 2023 | 3 min read

    TrendsInvestmentsFiduciaryPlan design

    Considerations before including cryptocurrency in employee benefit plans

    Cryptocurrency has been a hot topic in the news and popular among some younger DIY investors. But should this relatively new type of investment be part of employee benefits packages?

    August 09, 2023 | 2 min read

    InvestmentsPlan design

    The role of stable value funds in a diversified 401(k) portfolio

    When plan sponsors and financial professionals choose plan investment options, their aim is to provide all participants with choices that are appropriate for their retirement savings objectives, while acknowledging that different people’s objectives are likely to vary widely.

    July 12, 2023 | 3 min read

    TrendsPlan design

    Study: race and ethnicity can impact financial views and worries

    People often struggle with conversations about differences in experiences among people of varying racial and ethnic groups. 

    June 14, 2023 | 4 min read

    WellnessPlan design

    Practice these 7 preventive steps to support & improve plan health

    Employers that sponsor retirement plans do so because they understand the importance of helping to support their employees’ current and future financial health.

    April 12, 2023 | 3 min read

    InvestmentsPlan design

    What role can target date funds fulfill in a plan’s investment mix?

    Employer-sponsored retirement savings plans are a valuable recruiting and retention tool, but they’re more than just a benefit meant to attract and retain quality workers. Your 401(k) plan can help employees build a stronger sense of long-term financial security—and if a company can help its workers alleviate even some of their financial stress, it’s all the better for everyone involved.

    March 29, 2023 | 3 min read