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    Financial literacyRetirement readiness

    Lead with knowledge: How lifelong learning adds retirement planning value

    How many retirement plan rules saw changes in the past year? How many are expected to go into effect over the next year or two? Contribution limits, required minimum distributions, catch-up contributions, income limits, tax rates — the retirement planning landscape is always in flux.

    January 17, 2024 | 2 min read

    InvestmentsFinancial literacyRetirement readiness

    Help employees understand the pros & cons of Roth options

    The differences between a traditional 401(k) and a Roth 401(k) are considered common knowledge among financial professionals and plan sponsors. But for the average employee who participates in a defined contribution plan, it’s not always cut and dried.

    November 22, 2023 | 2 min read

    TrendsFinancial literacyRetirement readiness

    Helping retirees understand Medicare

    Securing one’s continued insurance coverage through retirement is critical. With so much to take care of, it can be overwhelming for retirees to make sure everything is in order as they sunset out of working life. Medicare in particular can be confusing.

    Those on the cusp of retirement may begin to have more questions about how to navigate the complexities of Medicare. Here’s an overview of Medicare’s parts and retirees’ healthcare options that can help inform financial and human resources professionals who often face questions from workers as retirement approaches.

    October 25, 2023 | 6 min read

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    PolicyFinancial literacyPlan design

    Ideas to educate your employees during annual benefits enrollment

    Leaves are falling. There’s a chill in the air. It can only mean one thing: Annual benefits enrollments are right around the corner!

    October 04, 2023 | 3 min read

    InvestmentsFinancial literacyRetirement readiness

    Top 7 ways a financial pro can add value to help build a secure retirement

    The world of finance is constantly evolving, and technological advances have changed the way many individuals are saving, investing and planning for retirement. Digital tools and calculators, e-learning, automation options and a vast array of software applications are at the fingertips of practically every plan participant with internet access.

    August 02, 2023 | 4 min read

    WellnessFinancial literacy

    Financial lies and how they affect people’s lives

    Lying can often cause more problems than it’s meant to avoid, and this is particularly true when someone lies to their significant other about financial matters.

    June 12, 2023 | 2 min read

    InvestmentsFinancial literacy

    Who do Americans trust for financial advice? The answers may surprise you

    Many Americans find it a challenge to build a more financially secure future due to higher inflation, rising interest rates and volatile market conditions. And many are, in fact, struggling to grow their wealth. The U.S. median real household income fell 2.9% between 2019 and 2020.1

    May 17, 2023 | 3 min read

    WellnessInvestmentsFinancial literacy

    Build a culture of financial literacy & help employees understand key investing concepts

    Eighty-five percent of Americans report feeling stressed about their personal finances, so it’s smart to assume at least some plan participants could use a little extra help addressing their biggest financial concerns.1 

    May 03, 2023 | 3 min read

    WellnessFinancial literacy

    How to help US Adults improve their financial literacy

    It’s been said that knowledge is power. That often proves true when it comes to avoiding costly financial mistakes.

    A 2022 survey by the National Financial Educators Council (NFEC) found the average person scored only 58 out of 100 on a financial literacy test and that a lack of financial literacy carries a high cost. The estimated average loss directly resulting from a lack of knowledge about personal finances was $1,819 in 2022, the highest in more than six years.1 That’s an expense of more than $150 each month.

    March 01, 2023 | 3 min read