Get news updates and commentary from financial professionals and leaders on markets, trends, total retirement solutions and more.
Stress testing can be a powerful tool for financial professionals to personalize their approach to retirement plan service. But retirement plan professionals are far from alone in benefiting from stress testing.
January 31, 2024 | 4 min read
The transition from working to retirement impacts just about every facet of a person’s life — yes, even taxes. So, as plan participants prepare to embark on their post-career lives, it’s reasonable to expect them to have new questions about tax implications of retirement account withdrawals.
After a lifetime spent saving, investing, and diversification, with retirement, the participant’s goal may not have changed, but their strategy will. They most likely still aim to achieve a financially secure retirement; but now, they face the challenge of transforming savings and investments into an income stream.
January 24, 2024 | 4 min read
How many retirement plan rules saw changes in the past year? How many are expected to go into effect over the next year or two? Contribution limits, required minimum distributions, catch-up contributions, income limits, tax rates — the retirement planning landscape is always in flux.
January 17, 2024 | 2 min read
Stay in the know. Provide your email address and we'll send you a notification whenever we publish new content.
Retirement Savings Contributions Credit, better known as Saver’s Credit, was developed to encourage workers with low and moderate incomes to save for retirement. Few taxpayers actually take advantage of the program, however, with only 5.7% claiming the credit, according to the latest statistics.1
January 10, 2024 | 3 min read
Even the most seasoned investors can sometimes seem to forget that markets move in both directions: up and down. Volatility can spark irrational, fear-driven behaviors that can cause people to pull their investments out, often at a low point, instead of waiting it out for a chance to recoup their losses.
January 03, 2024 | 4 min read
CUNA Mutual Group and Cuna Mutual Group are marketing names for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries, and affiliates. CPI Qualified Plan Consultants, Inc. and CMFG Life Insurance Company are subsidiaries of the CUNA Mutual Holding Company. Annuity insurance products are issued by CMFG Life Insurance Company, located in Madison, Wisconsin. Each insurer is solely responsible for the financial obligations under the policies and contracts it issues.
Securities distributed by CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 866.512.6109. Non-deposit investment and insurance products are not federally insured, involve investment risk, may lose value, and are not obligations of or guaranteed by the financial institution. Representatives offer retirement and investment education but do not provide investment, legal or tax advice. Participants are encouraged to consult their financial professional.
CMRS-6539825.1-0424-0526