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    WellnessPlan design

    10 excellent reasons to offer stress testing for retirement plans

    Stress testing can be a powerful tool for financial professionals to personalize their approach to retirement plan service. But retirement plan professionals are far from alone in benefiting from stress testing.

    January 31, 2024 | 4 min read

    Retirement readinessPlan design

    Five retiree types: how plan design can help influence retirement security

    The transition from working to retirement impacts just about every facet of a person’s life — yes, even taxes. So, as plan participants prepare to embark on their post-career lives, it’s reasonable to expect them to have new questions about tax implications of retirement account withdrawals.

    After a lifetime spent saving, investing, and diversification, with retirement, the participant’s goal may not have changed, but their strategy will. They most likely still aim to achieve a financially secure retirement; but now, they face the challenge of transforming savings and investments into an income stream.

    January 24, 2024 | 4 min read

    Financial literacyRetirement readiness

    Lead with knowledge: How lifelong learning adds retirement planning value

    How many retirement plan rules saw changes in the past year? How many are expected to go into effect over the next year or two? Contribution limits, required minimum distributions, catch-up contributions, income limits, tax rates — the retirement planning landscape is always in flux.

    January 17, 2024 | 2 min read

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    Retirement readiness

    Why the “Saver’s Credit” may be worth looking into

    Retirement Savings Contributions Credit, better known as Saver’s Credit, was developed to encourage workers with low and moderate incomes to save for retirement. Few taxpayers actually take advantage of the program, however, with only 5.7% claiming the credit, according to the latest statistics.1

    January 10, 2024 | 3 min read


    Keep calm and market on

    Even the most seasoned investors can sometimes seem to forget that markets move in both directions: up and down. Volatility can spark irrational, fear-driven behaviors that can cause people to pull their investments out, often at a low point, instead of waiting it out for a chance to recoup their losses.

    January 03, 2024 | 4 min read