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The passage of the 2023 Consolidated Appropriations Act, which included the provisions of SECURE 2.0, made several impactful changes and enhancements to 401(k) plans and similar employer-provided retirement plans.
Sometimes, things get lost in the shuffle. When that shuffle is a move to a different employer and those things are retirement funds, that can be a major problem.
Employers that sponsor retirement plans do so because they understand the importance of helping to support their employees’ current and future financial health.
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Small employers can struggle to compete with major corporations. Not only do bigger companies typically have larger purse strings, they may also be able to offer more attractive benefits. As a result, small businesses sometimes miss out on recruiting top talent.